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Due care

Legal phrase used in cases dealing with a defendant’s negligence that implies that a person has not been negligent or violated the law in regard to the case in question. It calls attention to the degree of care that a competent person engaged in the same business or endeavor would exercise under similar circumstances. Also called reasonable care, ordinary care, adequate care , and proper care .

Due date

Month, day, and year when payment of a premium should be received by the insurance company.
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The date on which a premium is due for payment.

Due diligence

The process of investigation undertaken when one company is about to acquire another. It means thorough checks on a company’s financial performance and its liabilities, e.g. inadequately insured losses or risks, before a transaction is completed. Reports from solicitors, accountants and insurance brokers are a part of the process. Failure to exercise due diligence could expose directors and officers to claims insurable under directors’ and officers’ liability insurance.
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Proper care and attention. This term is commonly used to refer to the review of financial and legal documents in a merger or acquisition but is equally applicable to virtually any decision-making process, including whether to insure or self-insure, whether to form a captive insurance company, and a host of other risk management decisions.