Long-term inpatient care in a skilled nursing facility (SNF) or convalescent or nursing home, rather than a hospital. Frequently patients who are recovering after hospitalization are sent to SNF. Also known as convalescent care .
Insurance Encyclopedia
Extended care benefit
Insurance policy provision that covers room and board charges in an extended care facility (ECF). It is stated similar to that for hospital room and board.
extended care facility (ECF)
This phrase is no longer used. In 1972 when the Social Security statute was amended, a new phrase was introduced, “skilled nursing facility.” See skilled nursing facility (SNF) .
Extended care facility (Health Insurance)
A facility authorized to give 24-hour nursing care under local and state laws; for example, nursing homes.
Extended care services
Alternate name for skilled nursing facility services .
Extended coverage
An early and indivisible package of property insurance perils said to have been devised to make possible the spread of windstorm insurance beyond the highly exposed coastal and plains states. For those whose exposure to windstorm was less, extended coverage also encompassed smoke damage, hail, riot and civil commotion, aircraft and vehicle damage, and explosion insurance. Included here for historic purposes only since the term, extended coverage, is no longer in general use.
Extended coverage (EC) endorsement
An endorsement to a standard fire policy adding coverage for the following perils
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An endorsement to a standard fire policy adding coverage for the following perils windstorm, hail, explosion (except of steam boilers), riot, civil commotion, aircraft, vehicles, and smoke. The EC perils are now included in most property policies without the need for a separate endorsement.
Extended coverage (Property Insurance)
Extends property insurance coverage to protect against more perils, including hail, riot, smoke damage, and windstorm.
Extended Coverage Endorsement/Insurance
(i) Endorsement which extends a Policy to cover the perils of windstorm, hail, explosion, riot, riot attending a strike, aircraft damage, vehicle damage and smoke damage. (ii) In certain health policies, provision which allows the insured to receive benefits for specified losses sustained after the termination of other coverage.
Extended death benefit
Insurance policy provision in a group life contract stating that if the insured is totally and continuously disabled, then from the date the insured ceases paying premiums until the date of his or her death, the insurance company will pay the amount of insurance at the date of stoppage of premium payments provided that death occurs within 1 year of the date of cessation of premium payments and before the insured’s sixty-fifth birthday.