A group policy clause that pays out a life insurance benefit if the insured is disabled from the time premiums are no longer paid, until death. This benefit will also be paid if the insured dies within a year of the end of premiums being paid.

An attachment to an automobile policy that provides coverage for the insured while driving vehicles he or she does not own on a regular basis. It also covers vehicles used to transport people or property for profit and vehicles used for business.

A personal auto policy endorsement that provides broader liability coverage for specifically named individuals. When attached, it covers nonowned autos furnished for the regular use of an insured, use of vehicles to carry persons or property for a fee, broader coverage for business use of vehicles.

A time for recovery of proved business income loss after physical property is restored and business reopened. The 30-day extension included in many business income forms may be extended by endorsement.
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A time of recovery of proved business income loss after physical property is restored and business reopened. The 30-day extension of business income forms may be extended by endorsement.

Coverage that extends the existing lost income coverage for a certain time frame after business resumes.

A declaration by the master of a vessel more detailed than a protest made in view of litigation.