These include differentials between hospital labor and nonlabor indices compared with general economy labor and nonlabor indices; rates of admission incidence; the trend toward treating less complicated cases in outpatient settings; and continued improvement in diagnosis-related group (DRG) coding.
Insurance Encyclopedia
Hospital audit companies
Businesses that do retrospective audits for hospital facilities to try to obtain some percentage of savings from billed insurance claims.
Hospital benefits
Benefits provided under a policy for hospital charges incurred by an insured person because of an illness or injury.
Hospital benefits (Health Insurance)
Benefits that pay for hospital visits, including the room and other costs incurred during the stay.
Hospital billing audit
Independent evaluation of hospital bills by an external auditor (third party) to investigate if medical services and supplies billed to the patient were those actually given and if the fees were for the correct amounts.
Hospital care / hospital services
Inpatient and outpatient care, procedures, supplies, and medical services provided and billed by a hospital facility.
Hospital Cash Insurance
See: “Health Insurance.”
Hospital cash plan
Low cost alternative to private medical insurance providing fixed cash benefits for various circumstances. For example, hospital day care is selectable in the range £12 to £48 per day up to 10 days in a year; hospital in-patient treatment ranges from £18 to £72 per day up to 91 days per year or longer in some cases. Other sections provide benefits for dental treatment, optical requirements, parental stay, acupuncture, stress counselling, etc. Exclusions: pre-existing medical conditions; war; intentional self-injury; alcohol or drug abuse; pregnancy or childbirth; mental diseases, disorders or breakdown; nuclear radiation; cosmetic surgery; treatment for infertility or pregnancy termination; AIDS; confinement for domestic reasons.
Hospital Charges
See: “Health Insurance.”
Hospital coinsurance
Cost sharing in which a Medicare Part A beneficiary must pay a daily amount for the 61st through 90th day of hospitalization. It is equal to one fourth of the inpatient hospital deductible. For lifetime reserve days, a Medicare beneficiary must pay a daily amount that is equal to one half of the inpatient hospital deductible. See lifetime reserve .