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Jewelers block insurance

Inland marine insurance designed to provide coverage for loss of or damage to jewelry that is the stock of jewelry retailers, wholesalers, manufacturers, and pawnbrokers.
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A policy especially designed for jewelers, it offers a combination of coverages protecting against risks of physical loss to property at the jeweler’s premises, property in transit, or customers’ property in the insured’s care.

Jewellers’ block policy

Covers jeweller’s stock, goods in trust and bank notes on an ‘all risks’ basis on the premises, in the vaults or in transit. The policy extends to cover premises, trade and office fixtures and fittings against a wide range of perils. The policy contains strict limits for specified types of losses.

Jewellers’ Block Insurance

A Jewellers Block Policy is specially devised for Jewellers i.e., those establishments dealing solely in jewellery and diamonds either for retail or wholesale marketing. The Policy covers property (i) jewellery, gold or silver ornaments or plate, pearls and precious stones, materials usual to the conduct of insured’s business and bank notes or scrip-whilst these are in the insured’s premises or are in bank lockers, or are in transit by land water or air, in India: (ii) trade and office furniture and fixtures in the insured’s business premises. The risks covered are for the property described against item (ii) above and that described against item (i) above which is on insured’s premises or in bank lockers-Fire, lightning, explosion, burglary, housebreaking and theft. The property under item (i) whilst in trust by land, water or air in India is covered against all risks other than those which are specifically excluded by the Policy.