Regulations relating, inter alia, to the initial installation of certain lifting equipment. The employer must then appoint a ‘competent person’ to inspect the lifting equipment at agreed intervals. The inspection is often performed by insurance companies. LOLER covers lifts, cranes, lifting and handling machinery in all workplaces. The provisions of PUWER 1998 apply to lifting equipment.
Insurance Encyclopedia
Lifts and hoists
The cover provided under a lift policy is applicable to items such as: electric or hydraulic passenger and goods lifts, manual goods lifts and service lifts, paternosters, motor vehicles lifting tables, and builders’, coal, coke, cupola hoists.
Light duty
Refers to assignment of job duties that are less physically or mentally stressful than those that an individual previously performed before a work injury. This inexact phrase should not be used in workers’ compensation reports.
Light Motor Vehicle (LMV) for Motor
A transport vehicle or omnibus, the gross vehicle weight (GVW) of either of which or a motor car or a tractor or road roller, the un-laden weight of which or a motor car or a tractor or road roller, the unladen weight of any of which does not exceed 7,500 kg (earlier it was 6,000 kg). Because of this, now the classification is as under: LMV Up to GVW 7,500 Kg, MVW GVW 7,500 kg to 12,000 kg, HGV GVW above 2,000 kg
Lighter
An open or covered barge equipped with a crane and towed by a tugboat. Used mostly in harbors and inland waterways.
Lighter age
The cost of loading or unloading a vessel by means of barges alongside.
Lighting up
Phrase used in workers’ compensation cases that describes an aggravation of a preexisting or underlying condition. This occurrence causes a temporary or permanent increase in disability that may require new medical treatment or a change in the existing treatment.
Lightning
An insured peril added to a standard fire policy to cover damage by lightning. It is independent of the fire peril. No ignition is necessary.
Lightning Clause
A clause covering Direct damage caused by lightning.
Like kind and quality
Refers to replacement of damaged, destroyed or lost property with used property of similar type and condition.