Livery use

An exclusion in automobile liability policies applying to the use of autos to carry persons for hire as in a taxi service. A share-the-ride car pool is not livery use.

lives

Unit of measurement used by managed care plans or insurance companies to find out the number of people covered in the contract or policy. The formula for determining this number is to multiply the number of plan members by 2.5.

Livestock insurance

Insurance of livestock against death through accident or disease. Insurances usually relate to horses and cattle, but pigs and sheep can be covered. A fresh proposal is obtained each year. The main categories are: horses; hunters and polo ponies; foaling risks; bloodstock; cattle; transit and show risks; castration.
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The class of agricultural insurance that is based on the provision of mortality cover for livestock due to named disease(s), and accidental injury. Insurance cover is normally restricted to adult animals and may be taken out on an individual animal or herd basis. Major Classes of insured livestock include dairy cattle, sheep, goats, pigs, camels, etc. Refer also “Cattle Insurance.”