Individual who participates in an accredited education program that is not an approved graduate medical education (GME) program. A medical student is never considered to be an intern or a resident. Medicare does not pay for medical services provided by a student.
Insurance Encyclopedia
Medical Supplies
Any items which are essential in carrying out the treatment of a patient’s illness or injury.
Medical supplies (Health Insurance)
Items deemed necessary for the treatment of an illness or injury.
Medical terminology
Technical vocabulary of the science of medicine used throughout the health care industry.
Medical transcription
Act of keying voice-recorded dictation into a final document (medical report).
Medical treatment
In workers’ compensation cases, any medical, surgical, chiropractic, and hospital care including nursing, medicines, medical and surgical supplies, crutches, and artificial members that is reasonably necessary to cure or relieve from the effects of the injury.
Medical underwriting
Process that an insurance company uses to decide, based on the patient’s medical history, whether or not to take his or her application for insurance, whether or not to add a waiting period for preexisting conditions (if the state law allows it), and how much to charge for the insurance plan. The insurance company sets higher premiums for those deemed to be higher medical risks.
Medical Underwriting for Health Insurance
Medical underwriting is a process which is used by the insurance companies to determine the health status of an individual applying for health insurance policy. This health information collected is then evaluated by the insurers to determine whether to offer coverage, up to what limit and on what conditions and exclusions. Thus, medical underwriting can determine the acceptance of declining of a risk and also the terms of cover.
medical-legal (ML) evaluation
In workers’ compensation, the independent assessment of an employee that results in the preparation of a narrative medical report prepared and attested to in accordance with the state labor code. It must be performed by either a qualified medical evaluator, agreed medical evaluator, or the primary treating physician for the purpose of proving or disproving a contested workers’ compensation claim.
Medical-legal expense
Any costs and expenses incurred by or on behalf of any party, the administrative director, the board, or a referee for x-rays, laboratory fees, other diagnostic tests, medical reports, medical records, medical testimony, or interpreter’s fees, for the purpose of proving or disproving a contested workers’ compensation claim.