Medicare private fee-for-service plan

Type of Medicare Advantage Plan in which the member may go to any Medicare-approved doctor or hospital that accepts the plan’s payment. The insurance plan, rather than the Medicare program, decides how much it will pay and what the patient pays for the services. The patient may pay more or less for Medicare-covered benefits. The patient may have extra benefits the Original Medicare Plan does not cover.

Medicare Secondary Payer (MSP)

Primary insurance plan of a Medicare beneficiary that must pay for any medical care or services first before Medicare is sent a claim. MSP may involve aged or disabled patients who are under group health plans and cases related to end-stage renal disease, black lung disease, workers’ compensation, automobile accidents (e.g., medical no-fault and liability insurance), and individuals receiving benefits under the Department of Veterans Affairs and Medicare. For a Medicare patient suffering from end-stage renal disease (ESRD), MSP is the payer for the first 30 months that the beneficiary is entitled to benefits.

Medicare Secondary Payer alert (MSP alert)

Medicare edit on inpatient, outpatient, and physician insurance claims that indicates Medicare is the secondary payer. The outpatient code editor (OCE) marks claims with specific trauma diagnosis codes to identify claims about accidents because patients may be covered under other liability insurance that would be a primary payer. The insurance carrier places these claims in suspense for additional review and determination.