Mis-selling has been described by the FSA as a failure to comply with the FSA Rule Book and its broad Principles of Business. The term does not appear in the FSA Handbook but it commonly refers to an advised sale of investment products to consumers which does not meet the Handbook requirements for suitability or ‘know your customer obligations. The emphasis is on the suitability of the recommendation for the individual and not the investment performance of the product. If suitability was established at the time of sale, and the required explanation of risk was given, then the consumer dissatisfaction about investment returns achieved gives no ground for an allegation of mis-selling.
Insurance Encyclopedia
Miscellaneous and Special Types of Vehicles for Motor
Thee are categorized Ambulances, Breakdown Vehicles, Cinema Film Recording and Publicity Vans, Cranes Fitted with Lift apparatus, breakdown vehicles, Delivery Truck-pedestrian controlled, Dispensaries, Dust Carts, Water Carts, Road Sweepers, etc., Excavators, Electric Trolleys, Fire Brigade and Salvage Corps Vehicles, Footpath Rollers, Fork Lift Trucks, Hearses, Levelers, Mobile Shops and Canteen Vehicles, Mobile Surgeries and Dispensaries, Plane Loaders, Refuse Carts, Road Rollers, Road Sprinklers also used as Fire Fighting Vehicles, Site clearing and leveling plant, Traction Engine Tractors – Angle Dozers, Bull Dozers etc. Tractors Pedestrian Controlled. Tractors used for agricultural, forestry, tar spraying etc., Trailer fitted as Cinema Film Recording and Publicity Vans, Dust Carts, Water Carts, Fire Brigade, Mobile Plants, Mobile Shops and Canteen Clearing and leveling plant, Tar spraying.
Miscellaneous Benefits
Benefits provided by a group health insurance policy which cover most inpatient medical expenses except room and board charges and surgical fees.
Miscellaneous benefits (Health Insurance)
Benefits that cover most medical costs incurred while the insured receives treatment as an inpatient. These benefits, usually provided by a group health policy, will not cover surgical costs or room and board.
Miscellaneous Clause
A fire of known cause that cannot be properly classified under standard causes listed in fire cause statistics.
Miscellaneous Expenses
Ancillary expenses, usually hospital charges other than daily room and board. Examples would be X-rays, drugs, and lab fees. The total amount of such charges that will be reimbursed is limited in most basic hospitalization policies.
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In connection with hospital insurance, hospital charges other than room and board i.e., x-rays, drugs, laboratory fees, etc.
Miscellaneous expenses (Health Insurance)
In a basic hospitalization policy, these are additional charges usually incurred during a hospital stay; for example, fees for diagnostic tests performed in the hospital. Reimbursement of this type of expense is usually limited.
Miscellaneous hospital expense benefit
See: hospital extras allowance .
Miscellaneous Insurance
Includes insurance against loss from damage done, directly or indirectly by lightning, windstorm, tornado, earthquake or insurance under an open policy indemnifying the producer of any motion picture, television, theatrical, sport, or similar production, event, or exhibition against loss by reason of the interruption, postponement, or cancellation of such production, event, or exhibition due to death, accidental injury, or sickness preventing performers, directors, or other principals from commencing or continuing their respective performance or duties; and any insurance not included in any other classes and which is a proper subject of insurance (California Insurance Code, Section 120).
Miscoding
Incorrect choice or transposition of diagnostic or procedural code numbers.