Additional items on or in the vehicle. The own damage’ section of a comprehensive car policy covers accessories while in or on the car or in the insured’s private garage. In the case of goods-carrying vehicles the accessories have to be on the vehicle.
Insurance Encyclopedia
Motor Accessory
G enerally those parts which are Directly supplied by the manufacturer along with the car, but which are not essential for the running of a motor car, are considered as accessories.
Motor breakdown cover
Roadside recovery assistance. The insured chooses either breakdown relating to his vehicle on an any driver basis, or relating to himself on an any vehicle basis as a driver or passenger. He also chooses a level of cover.
Motor Cab for Motor
Any motor vehicle constructed or adapted to carry not more than six passengers, excluding the driver, for hire or reward.
Motor Car for Motor
Any motor vehicle other than a transport vehicle, omnibus, road-roller, tractor, motor cycle or invalid carriage.
Motor Carrier Act of 1980
A federal law that deregulated the United States trucking industry and transferred the enforcement of financial responsibility requirements for truckers to the Bureau of Motor Carrier Safety, U.S. Department of Transportation. Insurance is one method of complying with the financial responsibility requirements.
Motor carrier policy
A commercial auto policy introduced by Insurance Services Office, Inc. (ISO), in 1993 to address the needs of the motor carrier (i.e., trucking) industry. Coverages available include auto liability, trailer interchange, and auto physical damage; other coverages are available by endorsement. The policy was developed as an alternative to the truckers policy because of the changes taking place in the industry. That is, the truckers policy is applicable only for “for-hire” motor carriers, whereas the motor carrier policy is appropriate for all types of motor carriers—for-hire, private, or a combination of both types of operations.
Motor Committee of the Association of British Insurers
A committee that mirrors the Lloyd’s Motor Underwriters’ Association. Their combined dialogue is called the Motor Conference.
Motor conference
See: Motor Committee Of The Association Of British Insurers.
Motor Cycles/Scooters for Motor
The terms motor cycle will include motor scooter and/or auto cycle. These vehicles are either (i) Mechanically propelled two wheelers with or without side car, or (ii) mechanically propelled three wheelers with engine capacity not exceeding 350 c.c.