Permit is an instrument issued by a State or Regional Transport Authority authorizing the use of a motor vehicle as a transport vehicle in specified manner as per the relevant provisions of Motor Vehicles Act and rules. Further, Sec. 66 (1) mandates for necessity of permit for transport vehicles.
Insurance Encyclopedia
Motor Vehicles Permit: Buses
(i) Contract Carriage Buses: The permit holder can operate under a contract with his client for a fixed destination within Delhi or outside Delhi. List of passengers has to be available with the driver of the bus. Cannot pick passengers other than those mentioned in the list. Also known as Chartered buses. (ii) Stage Carriage Buses: The permit holder can operate their bus under their allotted routes for picking up passengers from one place to another. The fares are fixed.
Motor Vehicles Permit: Goods Carrier
(i) Permit to Goods vehicles operating within the State. Permits granted to a particular vehicle for carrying a particular load has to be plied for that particular area. (ii) Counter Signatures of Good s Carriers Permits: These are permits which are initially issued by one state and later on endorsed in another state by the concerned State or RTA. (iii) National Permits: Issued to goods vehicles to enable them to go outside the home state. Issued for a minimum of 4 continuous states (including the home state). The maximum age in case of a particular vehicle should not exceed 12 years. In case of a multi-axle vehicle the maximum age not to exceed 15 years.
Motor Vehicles Permit: Passenger Carrier
(a) Auto Rickshaw and Taxi permits – to carrying the passengers within a city. Fare as per fare meter mounted on such vehicles. (b) Maxi cabs: For carrying passengers to various parts of Delhi on a fixed route and as per fare fixed. Total seating capacity of such vehicle not to exceed more than 12 excluding driver. (c) Phat Phat Sewa: The operators using the three wheeled Harley Davidson engine vehicles. Ply on a fixed route and charge the rate as per approval. (d) Eco Friendly Sewa: Battery operated 3 wheeled vehicles having seating capacity up to 10.
Motor Vehicles Permit: Rent a Cab
Under this scheme the passengers drives the vehicle himself and fare is charged on number of days the cab used. The applicant should have a 24 hours accessible telephone, adequate parking space, experience of passenger transport business. The applicant should have a fleet of 50 dabs of which 50% should be air-conditioned. The permit is valid throughout India provided passenger taxes are paid to the Corresponding States.
Motor Vehicles Permit: School/Institution Buses
To be painted in golden yellow paint these vehicles belonging to Educational Institution registered under the Societies Act, 1960 are issued contact carriage permit. Additional safeguards in respect of safety of the school children need to be incorporated.
Motor Vehicles Permit: Temporary Permit
To transport vehicle for a limited period, enabling the vehicle to go outside (a) For the conveyance of passengers on special occasions such as to and from fairs and religious gatherings, or (b)for the purposes of a seasonable business, or (c) To meet a particular temporary need, or (d) Pending decision on an application for the renewal of a permit.
Motor, Fire and/or Theft Only Cover Riders for Motor Insurance
Restricted cover for Fire and/or Theft only peril’s is permitted only if the vehicle is laid up other than due to accident. The customer may be advised to obtain a “Not in Use” endorsement from the RTA on the RC Book before such a policy is offered. However, restricted perils cover is prohibited for all vehicles under Class D (Miscellaneous and Special Types), Class E, F & G (Motor Trade Risks).
Motorised waterborne craft
Liability arising from use of waterborne craft is excluded in public liability policies as per the marine and aviation exclusion. In Bankers Insurance Co. Ltd v. South and Another (2003) a jet ski was held to be a motorised craft so the liability under the policy was excluded. Jet ski liability is also excluded under personal liability insurance.