Omnibus Clause

A clause found in motor vehicle liability Policy which extends the coverage to others who are using the car within the limits of the Policy.
***
A stipulation that extends the coverage to other people not specifically named in the contract, due to its definition of insured.
***
An agreement in most automobile liability policies and some others that extends the definition to include others without needing to name them. An example would be a policy that covers the named insured and those residing with him.
***
UK: An ‘indemnity to other persons’ clause in a liability policy. The motor insurance policy, for example, indemnifies permitted drivers, passengers and employers.

Omnibus Insurance

Insurance of the principal risks involved in a construction contract that is effected by the owner on behalf of himself and the various other parties concerned, thus, avoiding subsequent disputes as to whose liability any given occurrence gives rise to.