The items of property that can be moved, unlike real property, which remains in the same location.
Insurance Encyclopedia
Personnel Loss Exposure
Personnel losses are caused by death, disability, retirement, resignation or unemployment Two main effects measureable in terms of money are (i) loss of the value of the person’s service as for example loss of profits to a promoter when because of sickness or death of a popular artist, a series of events have to be cancelled, loss of future earning for an organization when several technocrats resign to start their own company, loss of income to a family when the only earning member is laid off, etc., and (ii) Any extra expenses caused by that loss such as medical bills a family or organization has to incur, extra expenses for delay in filming a movie when the lead hero or heroine falls ill, extra expenses necessitated for employing and training new staff if the old ones do not return after a long shutdown, etc.
Personnel Losses
Financial losses caused by death, poor health, retirement or unemployment of people, generally employees. Either the workers and their families or their employers may suffer such losses.
Persons at work
Under the Health and Safety at Work, etc., Act 1974 it means: ‘all persons at work, whether employers, employees or self-employed, are covered except domestic servants in a private household. The Act extends to many not covered by the previous legislation, e.g. self-employed, those employed in education, health services, leisure industries and in some parts of the transport industry.
pertinent past, family, social history (PFSH)
Review and documentation of the patient’s past history, family history, and social history that are related to the history of present illness (HPI). When billing evaluation and management services for a new patient, at least one item must be documented from any of the three PFSH history areas directly related to the problem identified in the HPI.
Pet Dog Insurance
Insurance is granted in pure or cross bred pedigree dogs, watch dogs, and sheep dogs within the age limit of 2 months to 8 years. Cover is against death by disease or accident. Total or partial disability is not covered. The diseases such as Rabies, Canine, distemper, Canine Virus etc are covered only if necessary vaccination certificate is submitted. Exclusions usually as per Cattle Insurance. Identification methods are tattooing, nose print and color photograph or face/side and natural identification mark. The policy may be extended to cover death by accident in transit by air, rail, road, water, death by accidental poisoning, breeding risk, theft, loss of show entry fee when the dog registered with the Kennel Club is unable to attend the show because of accident or disease covered by the policy. The policy may also be extended to cover loss of value (up to 50% of sum insured) resultant upon an accident which does not result in death but affects its show career, thirty party personal injury and damage to property (including animals, poultry, etc.) and worldwide transport.
Pet insurance
Covers domestic pet owners against financial consequences (veterinary fees) of accidental injury to the pet, illness and third party liability. Comprehensive cover extends to loss or theft, cancellation of holidays, cost of advertising, payments of rewards. Death benefit does not apply to elderly animals. Domestic pet cover is not available for racing dogs, guard dogs, working dogs or dogs registered under the Dangerous Dogs Act 1991. See EXOTIC BIRDS; EXOTIC MAMMALS.
Petition
1. Formal written request commonly used to indicate an appeal. 2. Any request for relief, other than an application.
Petrol Pump Dealers Multi Perils Insurance
Policy covering (I) Fire & Allied perils on petrol pump, kiosks excluding garage, if any (ii) Burglary and housebreaking on contents (iii) Cash including cash in transit, cash in safe, cash in safe, cash in counter/or with attendants (iv) Fidelity guarantee (v) Personal accident on named persons (vi) Workmen’s compensation (vii) Legal liability (viii) Neon sign/glow sign (ix) Plate glass. Fire section is compulsory. Minimum three sections including Fire should be opted for coverage.