Any items belonging to the insured, outside of real estate. These items are usually best protected under a homeowners insurance policy. This term includes, but is not limited to, televisions, jewelry, cameras, articles of clothing, and furniture. The personal property of a business is usually protected by a commercial form.

A broad Form policy covering all personal property worldwide, including at the insured’s home. Similar coverage is available by a separate section as part of the Householders Package or Comprehensive Policies.
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A broad policy covering all personal property worldwide, including insured’s domicile.

A policy that covers all of the insured’s property in any location, and regardless of where the insured is at the time of loss. This is an all perils coverage that excludes certain circumstances, such as war or nuclear disaster.

Property that does not belong to the insured named in the contract. This term excludes real estate. This type of property left in the insured’s care and custody may be covered under homeowners or commercial property.
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Property, other than real property, which is not owned by an insured. Liability forms have traditionally excluded coverage for property of others in an insured’s care, custody or control. Latest Householders policies provide some coverage for property of others by way of endorsement on payment of additional premium.

A Policy to indemnify the insured and the members of his family including household savant/s and driver/s against claims for alleged negligence in his capacity as a private citizen, Such liability may arise during sports, including horse riding, from the ownership of domestic animals or from the use of sporting gun.