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P. P/ P& Pa Pc Pd Pe Ph Pi Pl Pm Pn Po Pp Pr Ps Pt Pu Py
Pea Pec Ped Pee Pel Pen Peo Pep Per Pet

Personal accident/sickness insurance

An accidents only policy pays lump sum benefits following permanent total or partial disablement, dismemberment or death caused by an accident and weekly benefits for temporary total disablement. The policy is renewable annually but similar cover is available under travel policies. Hazardous pursuits (e.g. mountaineering) are excluded but can usually be bought back. A weekly/ monthly benefit can be added for total disablement through sickness – a personal accident and sickness policy. See CONTINTENTAL SCALE; INCOME PROTECTION.

Personal Articles Floater

US: A form of coverage designed to meet the needs for insurance on property of a moveable nature. The coverage usually protects against all physical loss, subject to special exclusions and conditions. Examples of property covered include jewelry, furs, silverware, and fine arts.
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Before the advent of packaged forms and broad coverages, households commonly had fire insurance on dwelling and personal property with the possible addition of extended coverage. The personal articles floater is an inland marine form that was used by the affluent for scheduling open perils coverage for various articles and classes of valuable personal property. A homeowners endorsement accomplishes the same thing today and the personal articles floater is no longer widely written.
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Originally an inland marine policy. It can be sold as a separate policy or attached to an existing property insurance policy such as a householders policy. The personal article floater is used for listing items to be covered such as furs and jewellery with an amount shown for each item. This is usually an all risk form.

Personal assets

Items of value and cash belonging to the insured; for example, cars, real estate, and jewelry.
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Wealth and things of value accumulated and owned by an individual. These would include real estate, cash, investments and other items of value.

Personal care

Nonskilled 1, personal services such as help with activities of daily living (bathing, dressing, eating, getting in and out of bed or chair, moving around, using the bathroom). It may also include care that most people do themselves such as inserting eye drops. The Medicare home health benefit does pay for some personal care services. In the Medicaid program, this is an optional benefit and varies state by state. Also see custodial care.

  1. offically though I dont agree-Stickfight[↩]