Hospital fees of a nonmedical nature such as telephone and television.
Insurance Encyclopedia
personal communication system (PCS)
Electronic device that is capable of voice messaging, text messaging, Internet access, and data retrieval.
Personal Contract
Insurance contracts are personal contracts. Although, the subject of a property Insurance contract, for example, is a piece of property, the Insurance contract Insurers a person or persons, not the property.
Personal contracts
Insurance contracts are personal contracts, i.e. they depend upon trust and confidence. Consequently insurance policies are not assignable without the insurer’s agreement. However, commercial and other circumstances dictate that marine and life policies are not considered to be personal contracts.
personal digital assistant (PDA)
Palm-size or handheld computer used for keeping a calendar, maintaining an address book, transmitting electronic mail (e-mail), word processing, and spreadsheet functions. In health care settings, this equipment is used for prescription writing, digital voice dictation or recognition for note taking, and access to patients’ database.
Personal Effect Floater
A contract affording Insurance against loss to personal effects usually carried by travellers and located away from the domicile of the insured.
Personal effect floater (Property Insurance)
This can be a specified risk or open peril policy that covers the personal property carried by the insured while he or she is traveling.
Personal effects
The property of an individual covered by the policy in question. Normally refers to items such as clothing, furniture, and jewelry.
personal health record (PHR)Life
long resource of health data maintained and owned by the individual, which may be used for collecting, tracking, and sharing important, up-to-date information. Individuals may need it to make better health care decisions and improve quality of care. A PHR may be paper based, electronically based, or web based. An electronically based PHR must conform to nationally recognized interoperability standards.
Personal health statement
Health questionnaire filled in by an insurance applicant to obtain group insurance coverage; used as proof of insurability.