1. Actual street name and number, city, state, and zip code of where a patient lives and not a post office box number. 2. Actual location of a building and not a post office box number.
Insurance Encyclopedia
Physical Damage
A generic term indicating actual damage to property.
***
US: Damage to or loss of the auto resulting from collision, fire, theft or other perils.
***
Damage to or loss of the auto resulting from collision, fire, theft, or other perils.
Physical damage (General Insurance Terms/Vehicle Insurance)
A general term for any damage done to property. In a vehicle insurance policy, this term can refer to damage done to a vehicle by collision, theft, or other insured peril.
Physical Damage to Property for Losses
Property may be damaged by many common perils like Fire, windstorm, flood and vandalism, for example.
Physical exam and autopsy (Health Insurance)
A clause that is standard in most health insurance policies. This clause stipulates that the insurer may examine the insured if a claim is pending, at the insurer’s expense. If the insured is dead, the insurer is permitted to conduct an autopsy.
physical examination (PE or PX)
Objective inspection and/or testing of organ systems or body areas of a patient by a physician to obtain a diagnosis or, if necessary, referral to a specialist.
Physical examination provision
Clause in an insurance policy that gives the insurer the right to have the insured examined by a physician of the insurer’s choice and paid by the insurer.
Physical Hazard
A condition of the subject of insurance that creates or increases the chance of loss, such as structural defects, occupancy or similar conditions.
***
A hazard caused by the features of the risk, whether they be structural or operational.
***
UK: A hazard that arises from the material, structural or operational features of the risk itself apart from the persons associated with it (moral hazard). In fire insurance, physical hazard concerns construction, heating, security and use of premises. See STANDARD CONSTRUCTION.
***
A hazard that arises from the material, structural, or operational features of the risk itself apart from the persons owning or managing it.
***
Hazard arising from physical characteristics of animate inanimate objects. These include such things as a broken stair step, trash which has collected, weeds near a building, worn tires on a motor vehicle, the lack of a burglary alarm or inadequate fire protection equipment.
***
UK: risk associated with the subject matter of insurance.
Physical status modifier
In CPT coding, a two-character alphanumeric add-on code placed after the usual anesthesia procedure code number to indicate the physical condition of the patient’s health at the time of anesthesia delivery (e.g., normal, healthy patient; mild or severe systemic disease).
physical therapist (PT)
Individual who is state licensed to practice in the examination, evaluation, and treatment of physical impairments through the use of special exercise, application of heat or cold, and other physical modalities.