The scheme is introduced to cover all cross sections of women in the age group of 10-75 of 10-75 years irrespective of their income, occupation or vocation. The Scheme would cover death and/or disablements to women arising out of all types of accidents as defined below: (a) Permanent Total disablement-Rs. 25,000 (b) Loss of one limb and one eye or loss of both Eyes and/or loss of both limbs-Rs. 25,000 (c) Loss of one limb/sight in one eye-Rs. 12,500. In the case of unmarried woman the policy will be extended to cover the death due to accident in which event compensation of Rs. 25,000 will be payable to the; nominee or legal heir. In the case of married woman the policy will be extended to cover the death of the Insured’s husband arising out of accidental death in which event the compensation of Rs. 25,000 will be payable to the wife only. In the event of wife predeceasing the husband or in the event of simultaneous death of both the husband and the insured wife no compensation shall arise under this extension.

(a) Temporary Total disablement arising out of an accident defined herein above and resulting in hospitalization as an impatient resulting in total disability to engage in any occupation or work or employment-Rs. 500 per month subject to a maximum of Rs. 1,500 (b) Legal Divorce: Actual legal expenses necessarily incurred for legal divorce proceedings initiated during the currency of the policy and incurred during the currency of the policy or during renewal of the policy but once in life time of the insured and provided the expenses shall be reimbursed only on obtaining divorce decree-Actual not exceeding Rs. 2,000 (c) Loss and or damage to household goods/personal effects whilst contained in house/dwelling arising out of fire, lightning, riots, terrorism, storm, typhoon, flood, cyclone and earthquake – Rs. 2,000/-