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Respondentia

Ancient form of loan, similar to bottomry, but secured on the cargo only and repayable only if the cargo is saved.
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(A contract of Insurance by which a ship or its cargo is pledged as collateral for a loan required to support a maritime venture. In the early days of marine insurance, a ship-owner would borrow money on a mortgage on the ship, and the mortgage would provide that if the ship were lost, the borrower would not have to reply the loan. This was Bottomry, which thus combined money lending with insurance. When cargo instead of hull was involved it was called “respondentia.”

Restraint

Any manual method or physical or mechanical device, material, or equipment attached to or adjacent to a client’s or patient’s body that the individual cannot remove easily and that restricts freedom of movement or normal access to one’s body. Chemical restraints are any drug used for discipline or convenience and not required to treat medical symptoms.

Restraints

One of the perils covered by a plain for of Marine policy is “arrest, restraints and detainments of all Kings, princess, and people.” The term refers to political and executive acts, and does not include a loss caused by riot or by ordinary judicial process. An embargo is a restraint, but the anticipation of an embargo is not “People” means the governing power, not the mob.