Facility that provides treatment for substance (alcohol and drug) abuse to live-in residents who do not require acute medical care. Services include individual and group therapy and counseling, family counseling, laboratory tests, drugs and supplies, psychological testing, and room and board.
Insurance Encyclopedia
residential treatment center (RTC)
Health care facility that provides treatment for alcoholism, drug abuse, and psychiatric problems. These facilities are usually accredited by The Joint Commission and must be licensed by the state.
Residual
Temporary or permanent medical condition that results after treatment for an illness or injury.
Residual benefits
Term used in disability income insurance for disability that is not work related. It is the payment of partial benefits when the insured is not totally disabled.
Residual disability
Inability to perform one or more job duties or inability to do usual work for the time period of partial disability that follows a period of total disability.
Residual disability (Health Insurance)
The portion of a disability that lingers after an insured has returned to work after a total disability. This is usually a partial disability.
Residual disability benefit
Payment for an individual with a residual disability. Amount may vary depending on the percentage of income loss that is attributed to the disability. See partial disability benefit .
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A provision in disability income policies that grants benefits based on a reduction in earnings, as opposed to inability to work full time.
Residual Disability Rider
If one is disabled but can still work, he or she may suffer a loss of income. For example, the insured may have heart problems and be told to “slow down” at work. The policy pays the reduction in income if the slow down results in a loss of 20% or more of the insured’s income.
Residual factors
Factors other than price including volume of services, intensity of services, and age/sex changes.
Residual Income
A clause used with disability income policies that provides for benefits to be paid when insured can do some but not all of his duties. For example, if the insured suffers a disability that causes him to lose a third of his earning power, the residual disability clause would provide one-third of the benefit that the policy would provide for disability.