A health insurance benefit wherein the family acting as cargivers to a patient are given a break. The patient is usually moved to a nursing care facility during this time.
Insurance Encyclopedia
Respondeat superior
Latin for “let the master answer.” Refers to a physician’s liability in certain cases for the wrongful acts of his or her assistant(s) or employee(s). Also referred to as vicarious liability .
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A legal term referring to the fact that, under specific circumstances, an employer (or principal) is legally liable for the actions of his or her employees while in the course of their employment.
Respondent
One who answers a charge. The defendant in a legal action.
Respondent Superior
“Let the Master Answer.” The principle is liable in certain cases for the wrongful acts of his agent, the doctrine does not apply where the injury occurs while the servant is acting outside the legitimate scope of his authority.
Respondent superior (Legal Terminology)
A legal doctrine that holds an employer liable for the wrongful acts of an employee.
Respondentia
Ancient form of loan, similar to bottomry, but secured on the cargo only and repayable only if the cargo is saved.
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(A contract of Insurance by which a ship or its cargo is pledged as collateral for a loan required to support a maritime venture. In the early days of marine insurance, a ship-owner would borrow money on a mortgage on the ship, and the mortgage would provide that if the ship were lost, the borrower would not have to reply the loan. This was Bottomry, which thus combined money lending with insurance. When cargo instead of hull was involved it was called “respondentia.”
Responsibility statement
See: Advance Beneficiary Notice (ABN) .
Restitution
Court-ordered giving back or returning of funds.
Restoration
Reinstatement, as the amount of coverage after a loss.
Restoration of benefits (Health Insurance)
A clause that allows an insured’s lifetime maximum benefit to be restored gradually after he or she has had a claim paid. This is usually done in small annual increments.