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Temporary disablement

The insured’s inability to continue working for a period following accidental injury or sickness. Most personal accident policies provide a weekly/monthly benefit for a total or partial disablement for the duration of the disablement up to a maximum period, e.g 104 weeks in the case of accident.
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UK: Inability to follow one’s occupation in whole or in part for a limited period, for which benefits may be payable under a Personal accident insurance.

temporary insurance agreement (TIA)

Form given with an insurance application that acts as a receipt when the individual applying pays the first premium to the insurance agent. Under a TIA, the insurance company promises to provide coverage between the date of prepayment and the date it notifies the applicant of its underwriting decision. Also called binding receipt, interim insurance agreement , and temporary insurance receipts .

temporary partial disability (TPD)

In a workers’ compensation case, disability that prevents an injured worker, whose condition is not yet permanent and stationary, from performing all or part of his or her work duties but does not completely prevent the worker from working and earning some money. Partial TPD payments are based on a calculation of a percentage of the portion of earnings lost.
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US: An employee may be eligible for temporary partial disability when he or she is able to do some work but is still recuperating from the effects of the injury, and is, thus, temporarily limited in the amount or type of work which can be performed compared to the pre-injury work.