HCPCS Level II modifier that may be used with CPT or HCPCS Level II codes indicating obstetrical treatment or service, prenatal or postpartum. When submitting insurance claims, it is required by some Medicaid and state health departments, so check with your state guidelines.
Insurance Encyclopedia
Thaisoi (Health Insurance/Life Insurance)
Ancient Greek society that was a precursor to life insurance and health insurance.
Thatcham (Motor Insurance Repair Research Centre)
World-leading automotive research and technology centre. It provides the automotive and insurance industries with valuable commercial information. (Visit www.thatcham.org for ratings on car security, safety factors, etc.)
THC
Tetrahydrocannabinol is the chemical component of marijuana/cannabis responsible for most of the psychoactive effects. including the “high”, of marijuana/cannabis.
The American College
An educational institute conferring the Chartered Life Underwriter (CLU) designation.
the Employers’ Legal Liability for Employment Accident
The employers’ legal liability for employment accidents arises as follows: (i) Personal negligence of the employer. (ii) The employers’ negligence in failure to use reasonable care and skill in the provision and maintenance of suitable and safe plant, safe place of work and safe system of work. (iii) Breach of statutory regulations in regard to safety of employees (e.g. Factory Acts). (iv) Personal negligence for fellow employees. (v) Negligence of employees in the performance of their employment duties.
The Engineering Approach for Loss Control
The engineering approach emphasizes mechanical or physical causes of accidents such as defective wiring, improper disposal of waste products, poorly designed highway intersections or automobiles, and unguarded machinery, the consideration of engineering hazards is an essential part of any loss control programme. An examination of engineering hazards is supposed to be particularly pertinent to Fire losses because tangible things, such as the construction of the building, the provision for protection, the type of occupancy, and the external features such as the quality of the quality of the surroundings, may contribute to Fire hazard.
The gap
See: doughnut hole .
The Governing Body of Insurance Council (GBIC)
GBIC is established under Redressal of Public Grievances Rules 1998, to set-up and facilitate the Institution of Insurance Ombudsman in India. The Governing Body of Insurance Council consists of one representative each from all insurance companies; the representative is required to be either the Chairman or Managing Director or a Director of the company represented.
The Memorandum
A clause at the end of the S.G. form of Marine Insurance policy which excludes claims for partial loss or damage to certain commodities and imposes a franchise on claims in respect of damage to other named commodities or to ship and freight.