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Test Drive Vehicles for Motor

The vehicles are marketed in streets and by lanes in our country to reach customer at his door. Test drives are being advertised as a comfort zone provided by dealer to satisfy the customer about new features of the vehicle. A new concept of selling on road side make shift arrangements is also coming in vogue

Test of long-range close actuarial balance

Summarized income rates and cost rates are calculated for each of 66 valuation periods within the full 75-year long-range projection period under the intermediate assumptions. The first of these periods consists of the next 10 years. Each succeeding period becomes longer by 1 year, culminating with the period consisting of the next 75 years. The long-range test is met if, for each of the 66 time periods, the actuarial balance is not less than zero or is negative by, at most, a specified percentage of the summarized cost rate for the same time period. The percentage allowed for a negative actuarial balance is 5% for the full 75-year period and is reduced uniformly for shorter periods, approaching zero as the duration of the time periods approaches the first 10 years. The criterion for meeting the test is less stringent for the longer periods in recognition of the greater uncertainty associated with estimates for more distant years. This test is applied to trust fund projections made under the intermediate assumptions.

Test of reasonableness

Means that a trader who uses an exclusion clause has to show that it is ‘fair and reasonable’ (Unfair Contract Terms Act 1977). The court decides but, under the test, considers whether the clause can be shown to be ‘fair and reasonable’ considering the circumstances known to the parties at the time the contract was made. It considers the bargaining strength of the parties and other relevant circumstances.

Test of short-range financial adequacy

Conditions required to meet this test as follows: (1) If the trust fund ratio for a fund exceeds 100% at the beginning of the projection period, then it must be projected to remain at or about 100% throughout the 10-year projection period; (2) alternatively, if the fund ratio is initially less than 100%, it must be projected to reach a level of at least 100% within 5 years (and not be depleted at any time during this period) and then remain at or above 100% throughout the rest of the 10-year period. This test is applied to trust fund projections made under the intermediate assumptions.

Test panel

Grouping of a number of laboratory tests (represented by individual codes) that are usually performed together and reported using one CPT code. The most common tests done to investigate a specific disease or organ have been included in test panels.