The insured’s inability to continue working for a period following accidental injury or sickness. Most personal accident policies provide a weekly/monthly benefit for a total or partial disablement for the duration of the disablement up to a maximum period, e.g 104 weeks in the case of accident.
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UK: Inability to follow one’s occupation in whole or in part for a limited period, for which benefits may be payable under a Personal accident insurance.
Insurance Encyclopedia
Temporary Importation Bond
A bond to secure the payment of duty on goods that have been temporarily imported if for any reason they are not exported again.
temporary insurance agreement (TIA)
Form given with an insurance application that acts as a receipt when the individual applying pays the first premium to the insurance agent. Under a TIA, the insurance company promises to provide coverage between the date of prepayment and the date it notifies the applicant of its underwriting decision. Also called binding receipt, interim insurance agreement , and temporary insurance receipts .
Temporary insurance receipt
See: temporary insurance agreement (TIA) .
Temporary insurance/assurance
See: TERM INSURANCE.
Temporary life annuity
Annuity plan that provides a specified number of income payments while the annuitant is alive but stops at death.
Temporary partial disability (Health Insurance/Workers Compensation)
A short term circumstance wherein the person in question is temporarily unable to perform his or her usual duties to the usual extent, but he or she is predicted to recover totally and can work in some capacity until then.
temporary partial disability (TPD)
In a workers’ compensation case, disability that prevents an injured worker, whose condition is not yet permanent and stationary, from performing all or part of his or her work duties but does not completely prevent the worker from working and earning some money. Partial TPD payments are based on a calculation of a percentage of the portion of earnings lost.
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US: An employee may be eligible for temporary partial disability when he or she is able to do some work but is still recuperating from the effects of the injury, and is, thus, temporarily limited in the amount or type of work which can be performed compared to the pre-injury work.
Temporary Partial for Disablement
Temporary partial disablement means that the insured is incapable of attending to a substantial part of his normal duties. It is not sufficient to be “still feeling weak.”
Temporary removal clause
Commercial insurance clause covering items, other than stock, while temporarily removed for cleaning, renovating, repair or similar purposes to any situation in the UK or Republic of Ireland subject, normally, to a 10 per cent limit of the sum insured. Household policies cover contents in a bank, safe deposit or occupied house or in any other building where the insured or a family member is living or employed or carrying for up to 90 consecutive days subject to restrictions.