Occupational schemes approved under ICTA 1988, Chapter I, part XIV. They include: individual arrangements; Hancock annuities; ex-gratia benefits, i.e. lump sum payments when an employee is not already a member of an occupational or personal pension scheme in respect of the employment giving rise to the payment; earmarked schemes; self-invested personal pension schemes; small self-administered schemes; self-managed funds; simplified defined contribution schemes; unfunded schemes; FSAVCs; death in service life or group life schemes; statutory schemes, e.g. public sector schemes e.g. schemes for the Civil Service, NHS, Police, Local Government, Teachers, etc.