Charges are payable in addition to losses payable under marine, ocean transit polices. Forwarding charges : This clause provides for payment of extra charges of expenses reasonably incurred in (i) unloading (ii) storing, and (iii) forwarding the cargo to destination when the insured transit is terminated short of destination, that is, at an intermediate port due to the operation of insured peril. But of an excluded risk operates, these charges are not payable. Nor are any such charges payable of arising from the fault, negligence, insolvency or financial default of the insured or their servants. Salvage charges : These charges are remuneration paid to third parties who voluntarily and independently of contract render services to save maritime property at sea which is in danger. The savage charges are paid by, and out of saved property, i.e., ship, cargo, etc. Thus, cargo-owners’ share of salvage charges is payable under marine cargo policies, provided the charges were incurred in preventing a loss covered by the Policy. Sue and labour charges : These are charges incurred before destination to avoid or minimize a loss payable under the Policy. For example, expenses on reconditioning goods at an intermediate port, incurred after an insured peril has occurred. These are payable in addition to loss payable under the Policy. Survey Fees : the practice of marine Insurance is that the survey report is given to the insured for which he has to pay the survey fees to the surveyor appointed by the Company. These then form an additional item in the claim bill. If the claim is payable under the Policy the survey fees are reimbursed in addition, otherwise not.Charges of Insurance : The assured has an Insurance interest in the charges of any Insurance which he may effect.