Covers computer equipment and peripherals beyond the normal coverage provided in homeowner’s insurance policies, typically between $1,000 and $3,000. Some policies are also designed to cover damage and/or theft of portable equipment, such as laptop computers, and even the costs of data recovery. In commercial lines, there may be separate policies to provide coverage for exposure to the computers themselves or liability from computer or cyber incidents. Also could be called cyber coverage, and could be a policy added to a property or liability policy, or a separate policy itself.