This add on only if the entire property in one complex/compound/location is covered and the sum insured is equal to the main policy excluding the value of the plinth and foundations. (i) If insured opts to delete Storm tempest etc perils or does not take Flood Extra then the policy be extended to cover loss or damage (including loss or damage by fire) to any of the property insured by earthquake including landslide/rockslide resulting there from but excluding flood or overflow of the sea, lakes, reservoirs and rivers caused by Earthquake. (ii) If Insured has opted for Storm etc perils as also Flood perils then the notwithstanding anything stated in the printed exclusions of this policy the contrary, this insurance is extended to cover loss or damage (including loss or damage by fire) to any property insured occasioned by or through or in consequence of earthquake including flood or overflow of the sea, lakes, reservoirs and rivers and/or landslide/rockslide resulting therefrom.