The scheme is applicable for trained elephants used for commercial and/or religious purposes within the age category of 5 years to 60 years. Circus and privately owned elephants may also be accepted for insurance. The insured elephant would be covered against death due to the disease or accident occurring anywhere in India or such other country or countries as may be agreed in writing during the Policy period. Valuation and accordingly sum insured varies from breed to freed, from area to area, from purpose of use to purpose of use and from time to time. Value of tusk is excluded.