Certain hazardous sports and activities are excluded from personal accident insurances, as they are high-risk pursuits not undertaken by all policyholders. Those who run the excluded risks can usually ‘buy them back. The ‘pursuits’ include: aviation (other than as a passenger on normal flights); hunting and polo; football; motorcycling; mountaineering involving the use of ropes; winter sports and others.
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Certain sports and activities are termed hazardous pursuits and are excluded from travel insurances although it may be possible to have them included on payment of an additional premium.