1. Anyone connected to the Internet for business faces the risk of claims for libel, slander, breaches of intellectual property and confidentiality rights. The policy pays for legal liability and defence costs arising out of ‘e-activities’ broadly meaning ‘the transacting, disseminating or enabling the marketing, buying, selling or distribution of goods, services or information through electronic networks. Additional clauses cover cost of replacing records, financial losses due to fraud, legal fees for enforcing intellectual property rights, loss of profits due to interruption in trading through viruses, hacking, etc., claims by employees, brand protection, etc. 2. Internet service providers insure their Internet liability arising out of the provision of Internet services. Risk management is an important response to all Internet risks.