Interruption reports

Reports on the potential for interruption of a business as a result of fire, breakdown or any other peril covered or to be covered; the business interruption equivalent of a fire survey. The report covers: (a) the effect of ‘damage’; (b) how long it will take to recover from the interruption; (c) how the insured might be assisted to keep the business going during the period of interruption. The report assists in fixing the rate and assessment of the estimated maximum loss (EML) and risk improvement. The report should take account of external dependencies.

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