Laundry list

List of past events (e.g. all house surveys by a particular person) that could lead to claims under a professional indemnity claims-made policy. By notifying the event in advance of any claim the insured seeks to have the event deemed as a’claim made during the policy period’ even though the policy, at time of claim, may have lapsed. The ‘laundry list’ may be a sufficient notification but insurers may contend that the list is too broad to protect the insured against any specific claims. Each case turns on its own facts (Hampton v. Field).

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