A loss that falls on the particular property insured, as opposed to a general average, which is a loss for the account of all interests. See also Average and General average.
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A partial loss of a ship or cargo which is caused by an insured peril and which is not a general average loss. The term partial loss may be used instead.
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UK: A partial loss of the vessel or cargo, including total loss part of the shipment, caused by an insured peril and which is not subject to a general average loss; it falls on ‘particular’ property as opposed to general average which is loss relating to all interests. The term does not include particular charges. The term has been replaced in the Institute Clauses by partial loss, but the original term is used in marine insurance circles.