By amendment of 2002 called “Legal services Authorities (Amendment) Act, Permanent Lok Adalat have to be established to cover “Insurance Service” and “Public Utility Service.” Lok Adalat is an alternative forum where cases can be compromised by both the parties with the intervention of the member Judges. They have jurisdiction to determine and arrive at a compromise settlement between the parties to a dispute, in respect of any case pending before or any matter falling within the jurisdiction of and not brought before any court, for which the Lok Adalat is organized. The Award of the Lok Adalat is at par with the decree of a Civil Court and is final and binding on all the parties to he dispute and no appeal lies in any Court against the Award.