In Marine Ocean insurance the possible aggressive actions against a ship and its cargo by a belligerent government. This risk can be insured by a marine policy with a war risk clause. War risk is covered only on water and not on land as enshrined in the Waterborne Agreement. War risk cover incepts only when the subject matter insured or part thereof is loaded on to an overseas vessel. The cover terminates on discharge of the subject matter or part thereof at the final port or place of discharge or if the vessel arrives at the final place or port of discharge but does not discharge the cargo, then 15 days from the date of arrival of the vessel, whichever is earlier. The cover remain in force during transshipment.