A term used in some countries to refer to a temporary license or perming empowering a person to act as an agent even through not fully licensed according to the law. Usually this certificate is granted to an agent who is studying for a licensing examination. It might also be issued to the administrator or executor of the estate of an insurance agent who must have the authority of an agent to settle the estate, or to someone acting for an agent during a disability or an absence such as military duty.