Policy to cover unforeseen and sudden physical loss or damage to civil engineering completed projects viz., Bridges, Dry docks, Harbors, Jetties, Railway lines, Runways, Water Pipelines, Canals, Irrigation system, Tunnels, Water reservoirs, Rock Filled dams. CECR is a named perils policy. It covers the insured against any unforeseen and sudden physical loss or damage necessitating repair or replacement caused by (a) Impact of land borne or waterborne vehicles or aircrafts or articles dropped therefrom (b) Earthquake, volcanism, tsunami, (c) Storm (air movements stronger than Grade 8 on the Beaufort Scale) (d) Flood or inundation (e) Subsidence, landslide, rockslide or any other earth movement (f) Frost, avalanche, ice, snow (g) Vandalism of individual persons (h) Fire, lightning, explosion. Also, additional perils can be included by endorsement depending on the location and type of risk involved e.g., bush fire. The property must be insured at new replacement value including removal of debris. Period of insurance one year.