Several varieties (contract types) of health insurance benefit plans exist:1. Individual coverage is a plan in which only one person has been accepted into the health plan. Maternity care and obstetrical services are included as benefits, but routine newborn services are not included.2. Family coverage is for the subscriber and the spouse who have been accepted into the health plan. Maternity care, obstetrical services, and routine newborn services may be included as benefits.3. Family coverage with dependents is a plan that covers maternity care, obstetrical services, and routine newborn services to the subscriber but not to the children.4. Family coverage is a plan in which the subscriber, spouse, and subscriber’s or spouse’s enrolled dependents who are his or her children are in the health plan. Maternity care, obstetrical services, and routine newborn services are benefits to the subscriber or the subscriber’s spouse but not to the children.A significant other rather than spouse is a newer change to the coverage terminology. Also known as contract type.