There are two types of courier service. In one type, the courier carries the parcels as accompanied baggage. In the other type, the courier consolidates the parcels and dispatches them as booked baggage through carriers. For the first type, policies may be issued to owners of the cargo, if the courier service through whom the parcels are dispatched have obtained necessary professional indemnity or legal liability Insurance Policy. It is also permissible to issue policies to cargo owners dispatching parcels through the second category of couriers, provide the courier Company has obtained (i) Professional indemnity or legal liability Policy for a specific minimum indemnity limit of for any one event: (ii) courier’s receipt also contains the carrier’s consignment note and date, and (iii) the liability of the courier service is not restricted to less than their statutory liability under a private contract.