Electrical Exemption Clauses (Electrical or Electrical Apparatus Exemption Clause)

Several different paragraphs in Fire Insurance policies limiting coverage to electrical machinery damage by electric current. A clause attached to a Fire Insurance contract stating that, in the event of electrical injury or disturbance to electrical appliances, including wiring caused by artificially generated electric currents, the Insurer shall be liable only if Fire ensues and then for the damage by Fire only.

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