The Policy protects the employers against their legal liability to their employees for payment of compensation arising as a result of death or disablement of the employees arising out of and in the course of employment. This liability may arise under the Workmen’s Compensation Act, 1923; the Fatal Accidents Act, 1855 or at Common Law. (1) The Workmen’s Compensation (Amendment) Act, 2009 is now renamed as The Employee’s Compensation (Amendment) Act, 2009 and wherever “workman” or “workmen” is mentioned in the entire Act the same needs to be read as “Employee”…(2) The compensation payable on death from the injury, is (i) minimum of Rs. 80000 is increased to Rs. 120000 or (ii) 50% of the monthly wages of deceased multiplied by the relevant factor. (3) The compensation payable on Permanent Total Disablement from the injury, is (i) minimum of Rs. 90000 is increased to Rs. 140000 or (ii) 60% of the monthly wages of deceased multiplied by the relevant factor. Table ‘A’ cover: Provides indemnity against legal liability under The Employee’s Compensation (Amendment) Act, 2009 Act, Fatal Accidents Act and Common Law. This may be issued for only those employees who come within the purview of the definition of ‘employee’ under the Act. Table ‘B’ cover: Provides indemnity against legal liability under the Fatal Accidents Act and Common Law. This may be issued to cover only those employees who are not ‘employee’ within the meaning of the term under the Employees Compensation (Amendment) Act, 2009.