Applicable to Fry/Fisher lings/Fish in stock ponds and Breeders in fresh water only and not marine fisheries or to brackish water fish. Fish of Rohu, Catla, Mrigal, Common carp, Silver carp and any other recognized breed may be covered. The policy cover the entire period crop viz., fry to fingerling – 3 months in rearing pond, fingerling to fish stage – 12 months in stocking pond, breeds age 1 year to 5 years – 12 months period in breeder ponds. The value will depend on the cost of fry/fingerlings, cost of input, other incidental expenses. Profit not to include in valuation. Indemnity 80% to 100% of the value on the basis of stage wise expenses as per valuation tables subject to salvage. The Policy covers total loss or destruction of fry/fingerlings/fishes in pond due to accident or disease. The cover is granted for fisheries in pond and other fresh water project. Among others cover also includes risk of pollution, poisoning and malicious act by third parties, riot and strike, earthquake, explosion, damage by aircraft, flood, famine, drought and such other natural calamities. The Policy can be extended to cover fish rearing ponds against Fire, lightning, riot, storm, tempest, flood, malicious damage and earthquake.