The scheme provides for relief to very poor families in rural areas in the event their huts (and belongings in the huts) are destroyed by Fire. The scheme is intended to benefit only landless laborers, marginal and small farmers, traditional craftsmen and others engaged in petty production or trade or transport or in domestic and other service whose annual family income from all sources does no exceed Rs. 4,800/-. The payment to be made will be Rs. 1000/- for hut and Rs. 500 for belongings in the hut destroyed by Fire. This is a Social Security Scheme launched by the Govt. of India. The entire premium is being borne by the Govt. of India.