The scheme is applicable to all States in India. Huts of all area/districts of the state should be covered However, State Govt. will have an option to cover any identifiable smaller group of Hut owners like IRDP beneficiaries, Green Card holders, SCs, STs, FFDA,Tribal. The Scope of cover is against Fire and allied perils, Act of God perils, riot strike, malicious damage, terrorism, etc.