Clause in a business interruption policy to protect the insured against interruption due to infectious and contagious disease (AIDS is not covered), discovery of vermin at the premises, closure by a competent authority due to defective drains and sanitation, murder or suicide, or food poisoning affecting persons at the premises. This extension is particularly relevant for public access risks such as hotels, etc., and will cover cancellation of bookings due to an outbreak of notifiable infectious or con gious diseases in the area.