Paid-up policy

a policy kept in force for a reduced sum assured after the premiums have ceased prematurely; a fully paid-up policy is one remaining in force after payment of all the premiums due under the terms of the policy.
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Policy granted by life insurer for a reduced amount based on premiums already paid with no further premiums payable. The reduced sum is payable on death under paid-up whole life policies and an on death or maturity in the case of endowments. Paid-up pensions are called ‘preserved pensions’.

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