MEDICAL,USA: 1. Disability from an illness (congenital or acquired) or injury that prevents an insured person from performing one or more of the functions of his or her regular job. Loss of function may be expressed as a percentage. 2. Individual who has permanently lost a specific percentage of earning capacity.
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An illness or injury which prevents an insured person from performing one or more of his occupational duties.
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Reduction in ability to do things and work that one could when in full health. The degree of disability will vary with the severity of the injury or illness. A provision generally found in accident and occasionally in sickness policies designed to offer some weekly or monthly indemnity benefit if the insured cannot perform all the important daily duties of his occupation.
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US: The result of an illness or injury which prevents an insured from performing one or more of the functions of his/her regular job. A benefit sometimes found in disability income policies providing for the payment of reduced monthly income in the event the insured cannot work full time and/or is prevented from performing one or more important daily duties pertaining to his occupation.